What this document contains

The purpose of this working paper is to explain our proposed approach to assessing the profitability of card-acquiring services. We welcome comments on the working paper and particularly on the consultation questions.

Who should read this document

This paper is likely to be of most interest to providers of card-acquiring services, merchant trade bodies and merchants. However, it may also be of interest to card scheme operators and issuers.

What happens now?

We are interested to receive any feedback on our proposed approach to the profitability analysis.

Please send your comments by 5pm on 01 August 2019. You can email them to cards@psr.org.uk or write to us at the following address:

Card-acquiring market review team
Payment Systems Regulator
12 Endeavour Square
E20 1JN

What happens next?

We will publish a report setting out our interim conclusions on the supply of card-acquiring services. This interim report will explain how we updated our approach to take account of comments on the working paper and the initial findings from the profitability analysis.

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