The Payment Systems Regulator (PSR) Panel is established by statute and is independent to the PSR. The Panel's role is to contribute towards the effective development of the PSR's strategy and policy and offer advice and early input on the PSR's work.
The panel is made up of members drawn from payments system operators, payments service providers, infrastructure and technology providers and service users including consumer, large and small business representatives.
The Panel
- provides feedback on the PSR’s work
- brings forward relevant issues for discussion
- identifies areas for research
- considers how best the PSR can meet its objectives
The views of the Panel are independent of the PSR and the panel is assisted by a secretariat team within the FCA.
There are no vacancies on the PSR Panel at this time.
Reference documents
Annual Reports
Read the PSR Panel 2019/20 annual report
Read the PSR Panel 2018/19 annual report
Read the PSR Panel 2017/18 annual report
Read the PSR Panel 2016/17 annual report
Read the PSR Panel 2015/16 annual report
Ruth has wide ranging experience in payments, banking, market infrastructure and investment in the UK, Europe and internationally. She has gained considerable experience as board member of new and established organisations (Digital Identity Net, LSEG, Permanent TSB) as well as chair of working groups and multi-stakeholder forums (European Payments Council, European Banking Federation etc). She has had considerable engagement in regulation and policy as an executive leader and more recently as an advisor. Ruth was previously a member of the Bank of England’s RTGS Renewal Stakeholder Advisory Group and of the Payment Strategy Forum (2015 – 2016). Ruth has a strong interest and knowledge of fintech and regtech. She is a Partner in a venture capital fund (Gauss) that invests in start-ups globally. She has acquired various accolades including the Women in Fintech Powerlist, Fintech Power 50 and previously Sunday Times’ 35 Women Under 35.
Flora is Head of Financial Services at the CBI. She has responsibility for leading the CBI’s lobbying on issues related to Financial Services and for the CBI’s overall relationship management with the key UK and global players in the financial services sector covering: asset managers; general insurance; life insurance; retail, corporate & investment banks; market service providers; and ratings agencies.
Prior to joining the CBI in 2014, Flora has worked for the ATM Industry Association and Public Relations Consultants Association.
Flora has degrees in Business from the University of Limerick and in German from the University of London.
Andrew has worked in the European cards and payments industry for over a decade in product and technical roles at FIS, Vocalink and TSYS. He is currently the Director of Payment and Data Solutions at FIS where he is the business lead for the ‘Payments as a Service’ solution which provides access to Bacs, CHAPS, Faster Payments and SCT Inst. In 2016, he was instrumental in FIS becoming one of the first accredited technical aggregators for the Faster Payments scheme. His remit includes industry engagement, sitting on the Faster Payments Development Committee, speaking at industry events on Payments/GDPR and delivering the response to consultations from industry bodies such as the PSR. At VocaLink, Andrew was one of the original team at Zapp/Pay by Bank app, the UK mobile payment scheme based on ‘Request to Pay’ invoking a Faster Payment.
Mark is a fellow of the Chartered Institute of Management Accountants. Operating across commercial finance, strategic change and business transformation he has 20+ years’ experience in the Payments business. His time client side was spent with Marks & Spencer Money as a key member of the team that successfully launched the largest ever retail card conversion in Europe and at Capital One Bank where he helped to shape and develop the financial planning function for the UK entry.
Matthew joined NPSO as COO in April 2018. Previously, Matthew worked at the Bank of England since 2006, covering a variety of operational and payments leadership roles, Matthew was most recently COO for the Monetary Policy area. In addition during his time at the Bank, Matthew was Head of Customer Banking Division with responsibility for banking, securities and gold custody services provided to the UK Government and other central banks. Matthew has also performed senior management roles, running the RTGS payment system and banknote distribution. Prior to working at the Bank, Matthew was a business manager for UBS Investment Bank and a consultant with Accenture.
Jeff has worked within the retail sector for over 25 years, and he is passionate about SME’s and their role in the community and the UK Economy in general. Sitting previously on Boards of European, Far East and well as UK Business he brings vast experience of the retail sector and the challenges it currently faces. He is the Commercial Director of Bira – the British Independent Retail Association and Managing Director of its Procurement Company. He Chairs the BRC Payments Advisory Group and plays an active role championing the SME sector in the retail payments arena to promote awareness and adoption of the new payments landscape.
Recognised as the 2019 Emerging Payments Awards’ Contributor of the Year and a senior leader under the Innovate Finance Women in Playtech Power list, Anne champions diversity. She is a judge for the Emerging Payments Association (EPA) and European Women’s Payment Network (EWPN) Awards, and an advocate for HM Treasury’s Women in Finance Charter. Anne canvasses contributions from the broadest audience possible to drive positive change in financial services.
Robin Abrams is Chair of Banking & Finance Policy at the Federation of Small Businesses (FSB), which represents over 170,000 UK SME members. The FSB is the UK`s largest grassroots campaigning group promoting and protecting the interests of small business owners and the self-employed.
Robin is also Director of Trade Finance Global (TFG), the leading fintech platform for the trade and receivables finance industry. TFG focuses on cross-border trade, correspondent banking, and payments. He also sits on the Trade & Investment Taskforce for the B20, contributing to policy development for the G20.
Prior to this, Robin worked in quants and equity research at Citigroup and Berenberg. He has a Master's degree in Chemical & Energy Engineering from the University of Birmingham.