Ali ImanatFinancial Fraud Action UK (FFA UK)
Amandeep SainiCHAPS Clearing Company Limited
Arun AggarwalIndependent
Carlos SanchezCEO, Orwell Group
Chris HighamVirgin Money
Damian RichardsonRBS
Daniel MorganInnovate Finance
Darren GoucherHSBC
David ChanceDovetail
David FroudCore Concept Security
Duncan McEwenUK Cards Association
Eddie AbbottIsban
Esme HarwoodBarclays
Faith ReynoldsMember, Financial Services Consumer Panel
Financial Conduct AuthorityObserver
Howard AllenPayfriendz
Ian HooperCapgemini
John BlanchfieldHSBC
Jon MatonisEconomist
Judith CrawfordElectronic Money Association
Kevin SmithAIRFA
Mark BeresfordEdgar Dunn & Company
Mark PettitVisa Europe
Matina PapadopoulouCHAPS Clearing Company Limited
MemberFaster Payments
Michael MaierChief Operating Officer, Fidor Bank
Mike KellyIndependent
Mike PeplowPayment Card Technologies
Natalie BeasleyMetro Bank
Neil WhittakerBearingPoint
Nick KeriganBarclaycard
Otto BenzDirector: Strategic Payments, Virgin Money
Paul ThomallaACI Worldwide
Payment Systems RegulatorObserver
Richard JonesVocaLink
Robert WhiteSantander
Roger TymHogan Lovells
Ruth WandhöferGlobal Head for Regulatory and Market Strategy, Citi Bank
Sailesh PanchalLloyds Banking Group
Simon RoseBearingPoint
Stephen GraingerSWIFT
Stuart ColeCheque & Credit Clearing
Tim PigottNationwide
Tim YudinPayments UK
Tom SearlesCheque and Credit Clearing Company Limited
Vicky LloydLocke Lord
Yasmin HandsVirgin Money